Best tax software for your situation
Ranked by estimated total cost for a typical return in each situation, including state returns and required add-ons.
Best tax software for W-2 employees
One job, standard deduction, one state return. Free tiers often fit, but state fees vary a lot.
Lowest estimate: Cash App Taxes at $0
See the rankingBest tax software for freelancers and side gigs
W-2 job plus 1099 income and some stock sales. Schedule C pushes most services into paid tiers.
Lowest estimate: FreeTaxUSA at $15.99
See the rankingBest tax software for investors
Married, two kids, stock and crypto sales, itemized deductions. Investment forms and add-ons decide the price.
Lowest estimate: FreeTaxUSA at $15.99
See the rankingBest tax software for crypto
W-2 income plus crypto trades. Some services charge extra to import transactions, and not all are verified for crypto.
Lowest estimate: FreeTaxUSA at $0
See the rankingBest tax software for families with kids
Married filing jointly with dependents and an HSA. Credits and HSA forms rule out some basic tiers.
Lowest estimate: FreeTaxUSA at $15.99
See the rankingBest tax software if you lived or worked in two states
W-2 income with returns in two states. Some free plans support only one state, and each state adds a fee.
Lowest estimate: H&R Block at $0
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